This includes working to control costs, helping you file with your insurance company, and offering flexible financing options for you.
The best way to learn about your payment options is to talk to us in person. Please call (407) 834-6446 or email the office of Dr. Michael L. Weinstock today to talk about payment options for cosmetic dentistry in the Orlando area.
Cost and Quality in Dentistry
At our office, we work hard to control costs by increasing the efficiency of our practice, but we will not sacrifice the quality of care we deliver in order to make our dentistry cheaper. Cheap dentistry is expensive in the long run, not only in terms of the need for repeat treatments, but also in terms of the suffering and ill health they can cause.
We offer quality dental care at a fair price. The fees we charge for dental procedures we offer are reasonable for the materials, time, and expertise required to deliver them.
Dental insurance generally does not cover purely cosmetic dentistry procedures, but many cosmetic dentistry procedures are beneficial to your oral health and may be partly or fully covered. It can be hard to understand which procedures are covered, so we can help you read and interpret the terms of your coverage. We can even help you file claims with your insurance company so that the procedures are properly classified so they can be appropriately compensated.
If we file a claim with your insurance company, we only ask that you pay the estimated copay at the time of treatment. However, it is common for coverage to change or the insurance company may disagree with our classification of a procedure and the coverage may be less than anticipated. In this case, you will be expected to pay the full difference between coverage and the fee.
Financing for Cosmetic Dentistry
Because many cosmetic dentistry procedures have at best minimal coverage through insurance, we offer financing to help you fit cosmetic dentistry into your budget.
CareCredit isn’t a traditional financing plan, it’s more like a credit card that is dedicated to your healthy, beauty, and wellness expenses. However, it has many benefits compared to the credit cards you already have:
- No interest payment plans: If you make a purchase of $200 or more, you qualify for an interest-free repayment period of at least 6 months. For larger amounts, interest-free financing periods can be as long as 24months.
- Financing at 14.9% APR is available for periods of up to 60 months for expenses of at least $2500.
- Easy approval process can be completed at home before your appointment or even while you’re in our office.
The exact terms of your financing will depend on the cost of your procedure and your credit terms.
Lending Club is a more traditional financing plan for patients. You need to finance more money to take advantage of Lending Club loans, but, in general, the terms are better. These terms include:
- Interest rates as low as 3.99% for extended payment plans
- Payment periods as short as 6 months or as long as 7 years
- No-interest plans for up to 24 months
- Finance as little as $499 on a no-interest plan
- Easy approval process can be completed online
If you are concerned about being able to afford the dental treatment you need, we can talk about your options and how to fit the oral healthcare you need into the limits of your budget.
If you have additional questions about financing your cosmetic dentistry procedure, please call (407) 834-6446 or email Michael L. Weinstock for an appointment.